Edukasi Pengelolaan Arisan Syariah kepada Ibu-Ibu Majelis Taklim Jorong Palupuh

Abstract

Rotating savings associations (arisan) constitute a growing social and economic activity in communities, including among members of Majelis Taklim Jorong Palupuh. However, preliminary observations indicated that participants’ understanding of Sharia-compliant principles and governance of rotating savings associations remained limited, particularly regarding fairness, transparency, trustworthiness, members’ rights and obligations, and fund management. This community service activity aimed to enhance the knowledge and understanding of Majelis Taklim Jorong Palupuh members regarding the concepts and principles of Sharia-compliant rotating savings association management and their ability to apply them in daily activities. The activity was conducted on June 26, 2026, in Jorong Palupuh, Palupuh Subdistrict, Agam Regency, and involved 20 Majelis Taklim members. The implementation method employed an educational and participatory approach through material presentation, interactive discussions, question-and-answer sessions, and simulations of contribution recording, fund management, and the allocation of members’ rights and obligations. Evaluation was conducted through questions administered before and after the educational activity, observation, brief interviews, and documentation. Quantitative data were analyzed by comparing percentages, whereas qualitative data were analyzed descriptively. The results showed that participants’ mean level of understanding increased from 60% before the educational activity to 88% afterward. Improvements were also observed in participants’ understanding of Sharia-compliant rotating savings associations, the principles of fairness and transparency, and members’ rights and obligations. These findings indicate that an educational-participatory approach can improve participants’ understanding of Sharia-compliant rotating savings association governance. This activity contributes to strengthening Islamic financial literacy in the community and can serve as a practical educational model for community groups seeking to manage rotating savings associations fairly, transparently, and responsibly.